Please read the following terms and conditions carefully since they govern your use of this Website. By accessing this site, and any of the pages therein, you agree to be bound by the terms and conditions below, as they may be modified by Cobalt Express Ltd.. from time to time. If you do not agree to the terms and conditions below, do not access this site or any of the pages therein. Each user of this Website agrees to the following terms and conditions:

ACCESS TO AND FROM WEBSITE Transmissions and communications to and from this Website, even if done with the use of a secure Internet browser, may be read or intercepted by third parties. Each user of this Website agrees that Cobalt Express Ltd. will not be held liable should such interception occur. All information submitted to Cobalt Express Ltd. via this Website shall be and remain the property of Cobalt Express Ltd. and Cobalt Express Ltd. shall be free to use, for any purpose, any ideas, concepts, know- how or techniques contained in information a user to this Website provides.

USE OF WEBSITE CONTENTS All information, documents and materials posted in this Website are solely for the internal use of Cobalt Express Ltd. users and may not be resold, republished, or copied (for other than internal use), without the prior written consent of Cobalt Express Ltd.. In addition, all information, documents and materials posted in this Website are subject to change. All products and services described in this Website are subject to the terms of the applicable agreements, are only offered in jurisdictions where they may be legally offered for sale and not all products and services are available in all geographic areas. A particular Website user's eligibility for particular products and services is subject to final Cobalt Express Ltd. approval. Product names are trademarks or registered trademarks of their respective owners.

LINKS TO OTHER WEBSITES Cobalt Express Ltd. may establish links between this Website and other websites operated by unaffiliated third parties. Cobalt Express Ltd. has no control over any other such websites or the contents therein and the existence of any such link shall not constitute an endorsement by Cobalt Express Ltd. of such websites, or the contents or operators thereof.

NO WARRANTIES; LIMITATION OF LIABILITY The contents, information and materials contained in this website, including text, graphics, links or other items are provided "as is" and "as available." Cobalt Express Ltd. does not warrant the accuracy, adequacy or completeness of this information and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, freedom from computer virus, or year 2000 compatibility, is given in conjunction with the information. In no event will Cobalt Express Ltd. be liable for any damages, including without limitation, direct or indirect, special, incidental, punitive, or consequential damages, losses or expenses arising in connection with this website or use thereof or the inability to use by any party, or in connection with any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Cobalt Express Ltd. or representatives thereof, are advised of the possibility of such damages, losses or expenses. The access by any user to any hyperlinks to other internet resources are at the user's own risk and the content, accuracy, opinions expressed and other links provided by these resources are not investigated, verified, monitored or endorsed by Cobalt Express Ltd.

MISCELLANEOUS Whenever possible, each provision of these terms and conditions shall be interpreted in such a manner as to be effective and valid under applicable law, but if any provision of these terms and conditions shall be prohibited by or invalid under applicable law, such provision shall be ineffective to the extent of such prohibition or invalidity, without invalidating the remainder of such provision and for the remaining provisions of these terms and conditions. No waiver by Cobalt Express Ltd. of any term or condition described herein shall operate as a waiver of any other term or condition described herein.

TRADEMARKS AND COPYRIGHTS Cobalt Express Ltd. and its affiliates may also claim trademark and service mark rights in marks contained in this Website. Copyrights in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Cobalt Express Ltd. unless otherwise indicated.

COPYRIGHT © 2000